- 0861 44 44 62
- info@qlu.co.za
What We Cover
General Public Liability
Indemnity is provided for claims arising out of the general running of the Business, including Property Owners and Tenants Liability, but excludes cover provided in terms of any other Section as listed below.
Pollution Liability
Cover for Pollution claims where such Pollution arises out of a specific and identifiable event.
Products Liability
Cover for claims arising out of the Supply, Installation or Maintenance of Security Systems.
Multi-Security Liability Liability
The indemnity granted by this Section is in respect of “Security Claims” being claims arising out of or in connection with or during the active provision of any Security Services, including Wrongful Arrest.
The following extensions are available
- Employers Liability Extension: in respect of the Insureds liability for Injury suffered by Employees in the course and scope of their duties
- Firearms Extension: in respect of claims arising out of the ownership, possession or use of firearms
- Fidelity Risk Extension: in respect of claims arising out of the theft of property on or in the vicinity of the Contract Site by Security Personnel, including collusion thereto, whilst carrying out their duties
- Special Event Security Services Extension: in respect of claims arising out of Special Event Security Services
- Crowd Control Security Extension: in respect of claims arising out of the policing (to regulate, control, or keep in order) of persons involved in unrest, protests, demonstrations, gatherings, riots and strikes
- Freight Escort Services Extension: in respect of claims for Damage to goods that form the subject of a cargo Escort Service
- Medical Response and Ambulance Services
Some exclusions on our policy:
- Contractual liability
- Fines, penalties, and punitive costs
- Prior claims/circumstances
- Sanctions
- Insolvency
- War / Terrorism / Nuclear / Asbestos
- Due Care
- Products Guarantee and Recall
- Non PSIRA registered Security Companies and Security Personnel
- Unauthorised use of motor vehicles off the Security site
- Free range dogs (not under the control of a handler)
Who we insure:
PSIRA REGISTERED Security Services companies in the following sectors:
Monitoring and Response including Tactical Response
Static Guarding
Special Events Security Services Security Products Suppliers, Installers, Repairers
Security Services Training VIP Protection
Anti-Poaching Cargo Escort Farm Patrols
Mining Including Anti-Illegal Mining Banking Sector
Cases for claims
Security Services Liability claims are claims arising out of or in connection with or during the active provision of the Security Services, including Negligent Advice and Wrongful Arrest.
Some examples of cases are:
• Shooting including accidental
• Negligence – Security Personnel that fall asleep on duty
• Dereliction of duty – Security Personnel not patrolling
Wrongful Arrest
• Defective workmanship related to the installation of security systems
Get High Value Cover for your High Value Requirements
Premiums are calculated on the individual risk rather than simply being market-related.